| If you have problems with credit card debt, unpaid taxes or loans - don't stress. Our debt relief solutions can help! We provide debt consolidation & management, debt settlement and other debt reduction services. Fill out the form to the right for a free evaluation. It's 100% confidential and there's no obligation. Let us give you a call to discuss your options. Read More... |
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| Not only do we provide top-of-the-line debt reduction services,
but we offer educational resources to help with your finances. Don't forget our Debt Help
Center and Debt
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Debt Consolidation vs. Debt Settlement
If you're considering debt relief, we have two primary debt solutions to consider: debt consolidation
or debt settlement. Here is an overview of both services:
Debt Consolidation / Debt Management
- Combine balances into one low, easy monthly payment.
- Balances are paid back in full to non-profit debt consolidation agency, but
interest rates may be lowered and fees are often eliminated.
- If your account was past-due, most creditors will show your account as
current after 1-3 consecutive payments
- Debt consolidation may have a slightly negative impact on your credit.
- More about debt consolidation...
Debt Settlement / Debt Negotiation
- Negotiation with creditors to reduce outstanding debt.
- Save considerable amounts of money over paying balances back in full.
- No home equity, assets or collateral required.
- Debt settlement will have a significant negative impact on your credit
score (impact similar to home forclosure).
- Possible tax liability on cancelled debt over $600.
- More about debt settlement...
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Need help with credit card debt?
 The average American household carries $14,750* in credit card debt! This number is staggering! So it's no surprise that so many consumers are having problems with out-of-control debt. If you have over $10,000 in
credit
card debt and can't keep up with your bills, our debt relief programs are designed to help. We offer a variety of solutions that can help you reduce and eliminate credit card debt. Get a free evaluation now! |
Other services we provide:
Tax Debt Relief
- Get immediate relief from IRS collections.
- Get help with State and Federal tax debt.
- Solutions include payment plans, offers to compromise and many more depending on your unique situation.
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Student Loan Relief
- Reduce interest rates on Federal student loans.
- Assistance in bringing your student loans current.
- Speak with a debt counselor to see if your student loan qualifies for our program.
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Loan Modification
- No up-front fees.
- Thousands of loans successfully modified.
- Our attorneys submit for lower interest rates, a lower payment and a longer
payoff period for the loan.
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Recent blog posts:
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Minimizing the Damage of Collection Accounts,
May 17, 2012
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Who’s Checking Your Credit Report?,
May 4, 2012
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Save Money through Better Money Management,
April 25, 2012
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Debt Hurts More Than Just Your Wallet,
April 13, 2012
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Facts a Debt Collector May Not Tell You,
April 5, 2012
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Break Money-Wasting Grocery Shopping Habits,
March 14, 2012
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Complete our free evaluation form (to the right)