Do you still need money on your account today? We introduce you to credit providers, where you still get money on the account today. In addition to the credit providers, we will inform you about other ways in which you can still make money today without having to take out a loan.

These providers allow a payout today on the account

Germany’s fastest short-term loan

If you book the eExpress option at Neofunding, you will receive your credit within the same working day. The credit is usually in 30 minutes. Requirement: You have completed the video identification and online signature immediately after the application has been submitted. Monday to Friday until 15 o’clock.

The eExpress option costs 39 €

Representative example: With a net loan amount of € 199 and a term of 30 days, borrowing costs amount to € 2.14 at an annual percentage rate of 13.9% pa. Processing fee: 0.00%, debit interest pa: 13.9%

Here you always get a fast payout. The provider grants short-term and mini loans up to 3000 euros. Neofunding specializes in these short-term transactions and can provide you with a loan payment in just 60 minutes. On the same day you have the opportunity to get paid 1000 €. Today still money on the account? No problem with Neofunding. All you need to do is book the eExpress option; However, there are extra costs for the fast processing.

The prerequisite for getting money here is that you have a regular income, so that you can pay back the money in the given time. If you do not have a problem, then take advantage of the opportunity to get money at such short notice.

Viloan – immediate payment despite private credit

The super deal from Viloan

Within 24 hours, the credit is in your account. Prerequisite: The loan application is on weekdays, until 15 o’clock, completely done.

The eExpress option costs 39 – 99 €

Representative example: With a net loan amount of € 199 and a term of 30 days, an annual interest of 7.95% pa will incur € 1.25 in borrowing costs. Processing fee: 0,00%, debit interest pa: 7,95%

Here you get a quick payout, without an entry in your private credit takes place. Viloan offers mini loans up to 1,500 euros. Here you will receive a loan within 24 hours. As a new customer you can get up to 600 euros money; as a regular customer up to 600 euros.
Through the offered new customer deal, the application is processed and paid quickly. Provided there is a positive decision for the loan. Lightning transfers are possible but incur additional charges.

Zaloan Money – 1,000 euros without proof of income

Zaloan Money - 1,000 euros without proof of income

The Express service

Within 24 hours, the money is in your account. Prerequisite: The application was completed on a working day until 12 o’clock.

The eExpress option costs 29 – 299 €

Representative example: With a net loan amount of € 100 and a term of 30 days, an annual percentage rate of 10.36% pa will incur a credit charge of € 0.85. Processing fee: 0.00%, debit interest pa: 10.36%

With Zaloan Money, you as a new customer can borrow up to 600 euros on the same day. If you are already a regular customer, an amount up to € 1,500 is possible. By eExpress option Zaloan offers a payout today. The lightning transfer is chargeable and depends on the amount of the loan. With Zaloan Money you get an instant loan with private credit entry, as well as without proof of income.

Today still money on account – advisor

There are situations in life where short term money is needed, which is not available right now. This can be an emergency such as a car repair, new glasses, a washing machine or to pay an urgent bill. For these cases there are credit providers who lend money within a few hours. If you too need money today, read on and find out how you too can make money on such short notice. In addition to being able to borrow money very quickly, we also offer you more ways to start earning money right away.

Are loans that are paid out immediately reputable?

Are loans that are paid out immediately reputable?

Anyone who has applied for a loan with immediate payment 10 years ago and with offers such as: “Here you can lend money immediately and quickly !” Or “Loan payment in a few minutes!” Has been advertised, was considered dubious. Loans always had a rather long processing time of several days and weeks. A quick payout to the account was simply not possible. Therefore, behind many of these promises usually resourceful loan sharks have hid, the dubious loans have offered.

The digital transformation in the credit industry has changed this. Fully automated application processes, smartphone online identification, algorythmic credit check and many other techniques have made it possible to borrow money today within 24 hours and this is actually on the same day in the account. For about 6 years, there are now Onlinkredit providers offering an immediate payment. Behind them are big and well-known providers such as Targobank or Creditplus, but also small providers such as Neofunding and Viloan, which are established in the market. Therefore, one can say that loans with immediate payment are considered reputable because they are now possible. To be on the safe side you will find only reputable providers where you still get money on the account today

Alternative to get money on the account today

Alternative to get money on the account today

In addition to the above listed mini loans, there are other types of credit where it is possible to get a loan within 24 hours. Here are the best known ones.

  • The mini loan : This loan has been in existence for about 6 years now. The mini loan is only available online. Loan amounts of 50 – 3,000 euros are possible. The maturities are in sections at 7 days – 3 months. A mini loan can be paid out right away and, in our opinion, is the best way to borrow money today.
  • Small loan with immediate payment : This includes normal online loans with which a fully digital loan is possible. Due to the completely digital processing, it is possible to receive a payment today. Online loans with a fully digital loan usually take 1-2 working days to pay the loan
  • The mortgage loan: If you used to have fast money in the past, it was customary to go around the corner to the pawnbroker, provided you had an item that you could exchange as a deposit. Even today, there are still several pawn shops. The advantage is obvious. You get the loan directly in cash and the money does not have to be transferred to the account. However, the mortgage loan is also one of the most expensive loans with enormously high interest rates. Therefore, we advise against a pawnshop.
  • The credit line: Probably the fastest way to borrow money, provided you get a credit line approved. The credit line intervenes if you have no money in the account. Depending on your credit rating, you will be assigned a discretionary framework that you can exploit. For this the bank demands interest. These are higher than a mini loan, but you get the money directly at the machine, without a loan application.

The simplest solution is here in the mini loan. This is quickly applied for from home and depending on the loan amount also for people with medium credit. A mini loan is also possible if you are denied a credit line.

What you should pay attention to ensure that it works out the same day

What you should pay attention to ensure that it works out the same day

Now each mini loan provider has its own requirements for the loan to be paid out to the account today, but there are also a few basic criteria that should be met if it is to work with the fast credit. Here are the key points to make it possible with the loan today:

  • Make the loan application in the morning
    Various factors influence the processing of your loan application. So also the time of the application. For many providers, the entire process must be completed between 13-15 clock, so it works with the payment on the same day. So that everything really can be done in a timely manner, you should make the loan application tomorrow.
  • A quick payout is not possible at the weekend
    Onlinkredit providers also have fixed opening hours. Mostly only the help hotline is available at the weekend. An immediate payment is therefore not possible. If you apply for a loan on Saturdays, the money can not be paid out until Monday at the earliest. If you need a loan quickly on Fridays, you should apply in the morning, otherwise there is a whole weekend between application and payment
  • Use the video identification method
    To get a loan you have to identify yourself. In order for this to happen quickly, you must carry out a video identification procedure after the application has been submitted. Please note that you need an internet-enabled smartphone or a PC with a webcam to work with the Ident method. Without online identification, the processing can not take place on the same day.
  • Select the EExpress or Lightning Transfer
    With the providers listed above, you can choose between a standard payment and an eExpress payment. While in the standard variant, the payout is at least 2-3 days, the loan is paid in the eExpress payment directly after a positive credit decision. So if you need money today, you should select the immediate payment in the application process.

If you pay attention to these four points, then you can immediately get a loan on the account . Your chances are then not bad to get a loan today.

There may be fees for an immediate payment!
An eExpress transfer or immediate payment can certainly bring high costs. Many providers of mini-credit require high fees, if a fast processing with immediate payment is chosen, so you still get money on the account today. We advise against the sometimes expensive offers. Many of the recommended providers pay the loan within a few days even without immediate payment. So check to see if you really need the money today. In the following, we will show you the costs of the individual providers, which can arise with a quick payout. 

The costs and requirements for an immediate payment

It can be an advantage to get your money today. However, this also brings disadvantages, such as high costs through an immediate payment with it. The following table shows the charges for an eExpress transfer, listed according to the different providers.

Small loan with immediate payment – alternative to short-term mini-credit

Small loan with immediate payment - alternative to short-term mini-credit

The credit industry is changing. What has been possible with mini-loan providers for years, now transfers to established credit offers. More and more banks are handling small loans fully automatically via the internet, thus enabling a very fast payout. Although a small loan with immediate payment, only in rare cases, the payment is still possible today, but you get much better interest rates, longer repayment terms and a higher loan amount. And all with a payout period of 1-2 working days, without additional costs or fees.

Still lending money today despite private credit

Still lending money today despite private credit

You have a negative private credit entry and can not get credit from your bank? In addition, you need the loan right now? Was it years ago still impossible to obtain a loan under these conditions, so there are today providers who pay you a loan despite private credit entry immediately on the account. Currently there are exactly two providers who offer a loan without private credit with immediate payment

The super deal from Viloan
Within 24 hours, the credit is in your account. Prerequisite: The loan application is on weekdays, until 15 o’clock, completely done.

The eExpress option costs 39 – 99 €

Representative example: With a net loan amount of € 199 and a term of 30 days, an annual interest of 7.95% pa will incur € 1.25 in borrowing costs. Processing fee: 0,00%, debit interest pa: 7,95%

With Viloan, you will immediately receive money even if you have a negative private credit entry. Importantly, it is a soft negative feature like an unpaid bill that has since been settled. Do you have a hard negative feature, such as a bankruptcy, registered in the private credit, so you will not get a loan here. New customers can get up to 600 euros at Viloan immediately on the account. If you are a regular customer, up to € 1,500 is possible.

Target interest rate 7.98% fixed for the entire life, APR: 8.29%, net loan amount: EUR 10,000, contract period: 72 months, monthly installment: EUR 175.29, total interest expense: EUR 2620.68, total repayment (including all fees ): 12,620.68 euros.

For larger amounts even with private credit entry there is currently no possibility for an immediate payment. Providers like Bonkredit offer loans without private credit up to 7,500 euros, but these can be paid out within 3 working days at the earliest. So, if you can wait a bit and do not need the loan directly, you can also apply for a Bon Loan.

Alternatives to Borrowing – How Do I Get Money Today?

Alternatives to Borrowing - How Do I Get Money Today?

In addition to the loan, there are other alternatives as you can get money today. Here are more alternatives to the loan.

Day and short work

Through the job agency of the employment agency it is possible to accept a short-term job, which starts in the morning and ends in the evening. The good thing is, you get paid the cash cash in the evening. Typical activities that fall into a day job brokerage are the towing of furniture, auxiliary activities on the building and the like. Activities. So you should be able to get started.

Gold or jewelry instant purchase

Selling valuable jewelry can bring in a lot of money. Jewelery and gold dealers are now available in every small town. The value of the piece of jewelery depends among other things on the current price of gold. But not only jewelry made of gold can be sold. Also popular are pieces of silver or platinum. But you should act carefully here. Once sold, you will not get the valuable item back.

Sell ​​used goods through ebay classifieds

You have used electrical appliances or eg old and well-preserved children’s toys that you no longer need? A sale of the goods can be a way to get money very fast. The biggest resonance you get for Ebay classifieds. If it is coveted and well-preserved goods, then it may well be that the sale goes on in a few hours on the stage. The advantage: An ad on Ebay classified ads can be created for free and in a short time. A quick and easy way to get cash.

Borrow money without bank or loan with immediate payout

It’s just a short-term financial bottleneck and you can absolutely repay the money in a few days or weeks? Then another option could be to borrow money privately from friends or relatives. With such a personal loan, there are often no costs. However, you should be careful here. If you can not repay the money on time, it can have a negative impact on your friendly relationship and it is really worth no money in the world.

Summary

  • With a mini loan, you still get money on your account today
  • Pay attention to additional fees for mini loans, which may arise in an immediate payment
  • Standard payouts on mini loans take 2-10 days and are much cheaper. Check if a quick payoff really makes sense
  • You can borrow up to 3,000 euros immediately
  • Apply for the loan in the morning so that it works out the same day.
  • Small loans are much cheaper and can be paid in 1-2 business days
  • There are alternatives to a loan. Look at these before borrowing