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Category Archives: Budgeting

5 Tips To Help You Pay Your Bills On Time

First of all, paying bills on time is important because you should keep the commitments you make, but it’s also important because it can save you a lot of money in the long run. Paying your bills on time means you won’t have to pay late fees, and it helps you protect your credit score.More »

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Ways to Keep Monthly Service Charges Low

It’s an all too common story. After taking time to compare services and rates before signing an annual contract, the anniversary arrives and that affordable cable programming or cell phone service suddenly becomes much more expensive.  It may be due to the fact that your contract was for a promotional rate that expired or simplyMore »

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Defining an Effective Payment Hierarchy

There are a lot of things in life that make more sense and work better when a specific order is followed. It doesn’t make sense, for example, to expect to harvest a crop if you haven’t planted the seed and nurtured them to maturity. In the same way, your financial future is dependent on prioritizingMore »

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4 Ways You May be Wasting Your Money

The problem with suggesting that people are wasting money is that most people are oblivious to the fact that they’re spending unwisely. Try writing down a list of ways you’re unintentionally throwing away money and you may be hard pressed to come up with more than a few. That’s because when something becomes a habitMore »

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Are You Compromising Your Financial Future?

You don’t need a crystal ball or a psychic to predict what the future holds for your finances. It’s easy to determine RIGHT NOW by evaluating how you handle responsibility and manage your day-to-day life. If you’re undisciplined, afraid of change or satisfied with the status quo, chances are you’re destined for disappointment. If, however,More »

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A Financial Foundation for College Students

Here’s something many college students may not know – money management during your college years has a direct impact on your employment opportunities after college. No matter how high your GPA is, potential employers will pass you by for another job candidate, if you have a dismal credit history. And it’s not just about excessMore »

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